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TERMS OF USE
This website (“Website”) is directed at Accredited Investors and Institutional Investors (“Permitted Investors”) as defined under the Securities and Futures Act (Chapter 289) of Singapore (the “Act”). These Terms of Use set out the terms on which users may use this Website, whether as a guest or a registered user, and apply to every page on this Website, regardless such pages are individually disclaimed. Please read these Terms of Use carefully before using this Website. By using this Website, users agree to accept these Terms of Use and to abide by them. Where users do not accept these Terms of Use, and do not intend to be bound by them, they are requested to cease using this Website, and should exit it immediately. Kredens Capital Management Pte. Ltd. (“KCM”) reserves the right to amend these Terms of Use from time to time, and any continued use of the Website after such amendment(s) will represent an agreement by the user to be bound by the Terms of Use as amended.

Intended Audience
The contents of this Website are intended as a source of general information for Permitted Investors only. It is not intended for use by retail investors. Where a user is not a Permitted Investor, they are requested to cease using this Website, and should exit it immediately. The contents of, and information from, this Website are not to be used in any jurisdiction where such use is prohibited by law and must not be used in any way that would be contrary to any local or other applicable law or regulation. None of the funds are to be promoted in any jurisdiction where to do so would not be permitted.

Intellectual Property Rights
The copyright in and to the contents of this Website is owned or licensed for use by KCM. No part or parts of this Website or its contents may be reproduced, distributed, published, modified, displayed, broadcast, hyperlinked or transmitted in any manner or by any means stored in an information retrieval system without the prior written consent of KCM. Any trade and/or service marks displayed on this Website are the sole and exclusive property of KCM and/or other relevant third parties. No right or licence is given for any reproduction or use of any such trade and/or service marks.

Use of Cookies and Similar Technologies on websites
When you visit or interact with the websites and services of KCM, we may use cookies, web beacons, and other similar technologies for collecting, processing and storing information about how you use the websites and services in order to improve the quality of service provided to you and to provide you with a better, faster, and safer web experience. The Cookies form part of the Singapore Data Protection Policy. The Cookie Policy may be updated from time to time and it is your responsibility to check back regularly for updates to the same.

Disabling Programmes
Users hereby undertake that they shall not use any computer code that would damage or corrupt the data or integrity of data, storage media, other computer programs or computer systems or network or disrupt, disable, harm, interfere or otherwise impede in any manner the operation of or communications between computer hardware, software, firmware, computers, computer systems or networks (hereinafter referred to as “Computer Virus”), device, software or routine to interfere or attempt to interfere with the proper working of this Website, nor shall a user take any action that imposes an unreasonable or disproportionately large load on this Website or its associated infrastructure (including any computers hosting or connected to the Website).

Users hereby undertake to ensure that the computer, mobile, wireless and other equipment used to access this Website are well-maintained and are free from any Computer Virus, device, software or routine which may cause harm or damage, including but not limited to the installation of anti-virus programmes to prevent such equipment from acquiring and/or transmitting any such Computer Virus, device, software or routine.

Users agree that KCM shall not be liable for any defect or default in any equipment or computer or system interferences, Computer Virus or defects that may interfere with this Website, the telecommunication or computer system of the user, or that of KCM’s, any certification authority, Internet service provider, telecommunication service provider or other service provider.

User Identification Code
Users may be provided with a user identification code and password to access certain pages of this Website. Users are to treat this information as confidential and must not disclose it to any third party or allow any third party to access this Website using such user identification code or password. Users agree to notify us immediately if they suspect any unauthorised use of this Website or of their user identification code or password.

Termination of Access
KCM reserves the right, in its sole discretion, to deny any user access to the Website, or immediately suspend or terminate their access to the Website, or to disable any user identification code or password (whether chosen by the user or allocated by KCM) at any time if their use of the Website breaches these Terms of Use in any manner.

Governing Law
These Terms of Use shall be governed by and construed in accordance with the law of the Republic of Singapore.